Some buildings are more at risk of flooding than others in Elmhurst, IL. The Federal Emergency Management Agency, or FEMA, aims to prepare every individual to handle any natural disaster that might affect him or her, and floods are no exception. There is a wealth of flood preparation knowledge you can find from this agency, including a flood risk map that shows you exactly how likely your home is to be affected by a flood. You should take the time to learn:
1. Which flood zone your home is located in
2. What flood insurance options you have
3. Where you fall on the flood insurance rate map or FIRM
4. The elevation of your property
5.What the evacuation plan is for your area
It is a good idea to have water damage covered by your insurance policy, but you may not realize that water damage and flooding damage is not the same thing. Water damage is caused by things like burst pipes or leaky roofs, but the damage caused by external factors like tidal waves or mudslides fall into a different category. Most people do not need flooding insurance, but if you are in a high-risk area, it might be beneficial. The National Flood Insurance Program, or FEMA NFIP, is a special program FEMA offers that provides affordable flooding damage insurance.
What To Do
FEMA also has recommendations for what to do during a flood. You should be intimately familiar with the evacuation plan in your area and have all the supplies you need before a flood happens. You should have plenty of canned food, bottled water, a first aid kit, and general tools. It might be good to have a flooding damage restoration company in Elmhurst, IL already in mind so you can start the process of repairing as soon as possible. Flood water contains contamination, so it is not safe to return to your home no matter how minor the damage is.